In the event that long term care is needed, most people want to be able to stay in their own homes. Therefore, a question we often get is whether or not long term care insurance will cover in home care. Fortunately, long term care insurance can help cover the costs of many services including at home care and in home nursing care. In fact, some policies may also include homemaker services and assistance with activities of daily living. And this means that things like meal, prepping, house cleaning and laundry could potentially be covered under your long term care insurance policy for those looking for long term care insurance. This is a huge benefit as it can help keep your loved ones in the comfort of their own home while still receiving the care they need. And of course, it is important to remember that long term care insurance policies vary. So there may be exceptions to what is actually included in your long term care insurance. However, in general, long term care insurance policies can be a huge help when it comes to in home care. If you have any questions or doubts, it is always best to consult with your specific insurer to see what services are included in your policy.
We’d be happy to review your insurance coverage options with you! Give us a call at (570) 823-7626 or visit https://etroyinsurance.com.